When it comes to depositing your pay into your bank account, you have two convenient options: direct deposit through your employer or remote check deposit via the Prósperos mobile application.
Direct Deposit
If your employer offers direct deposit, it’s a highly beneficial option for managing your finances. Here’s why:
-
Time-Saving: Direct deposit eliminates the need to spend your lunch or break time cashing or depositing your paycheck. This allows you to fully utilize your breaks for rest, without the need to visit the bank.
-
Increased Security: By using direct deposit, you reduce the risk associated with carrying or storing cash in potentially unsafe locations. Depositing funds directly into an FDIC-insured account ensures the protection of your hard-earned money.
Remote Check Deposit
For those who prefer or need to use checks, Prósperos offers a remote check deposit feature through our mobile application. This allows you to deposit checks conveniently without visiting a bank. Here’s how:
- Sign the Check: Endorse the back of the check with your signature.
-
Add a Restrictive Endorsement: Below your signature, write "FOR MOBILE DEPOSIT ONLY AT REGENT BANK".
- Capture Images: Use your smartphone to take clear photos of both the front and back of the check.
- Submit the Deposit: Once submitted, the funds will be available in your bank account by the next business day.
For more detailed instructions, we recommend reviewing our article on "How to Deposit a Check with Your Prósperos Mobile Application." This resource will guide you through the process step by step, ensuring a smooth and successful deposit.